Bay Area Affordability Calculator
Max purchase price, PITI, cash-to-close, city transfer tax lookup, and 20-city comparison.
$19
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Bay Area housing tools, not ebooks
BayNest
Spreadsheets, calculators, Notion systems, and local databases for first-time Bay Area buyers and renters who need clarity before they make a life-sized housing decision.
Can I afford it?
Oakland
Income$250K
Savings$220K
Max price$846K
VerdictClose range
Free tool below. Full product adds city-by-city tables, scenario models, and source-backed assumptions.
Get the free Bay Area Housing Cheat Sheet
One interactive page with a quick affordability calculator and a realistic city table.
Functional files
Six Gumroad products designed as systems
Each product has formulas, logic, linked data, templates, or curated local data. No generic PDF filler.
PipelineBrowsingTouringOfferingIn Escrow
House Hunt Command Center
Property tracker, contacts, neighborhood research, offer stats, calendar, and move-in tasks.
$24
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Rent vs. Buy Decision Engine
10-year net worth model, break-even year, sensitivity analysis, and charts.
$17
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Apartment Hunting Scorecard
Weighted apartment ranking, application tracker, move-in estimator, tenant rights, and scripts.
$14
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Neighborhood Deep-Dive Database
40+ Bay Area areas with prices, rents, commute, schools, walkability, warnings, and comparables.
$29
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BayNest Complete Bundle
All five paid products plus the free calculator and cheat sheet.
$59
View on Gumroad
Free conversion tool
Can I Afford to Buy in the Bay Area?
Shareable, fast, and built for the Bay Area. Visitors enter income, debts, savings, and a city. The result compares their buying power to local medians and recommends more affordable cities.